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Major Misconceptions On Aging

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America Has a Major Misconception On Aging

“A post from seniors.com is well worth reading so you can understand the how, the why, of how you most of us are going to fund our retirement. This review of our major misconceptions on aging contains information which may make you rethink your retirement thinking”

 

What Percentage of Americans Will Need Long-Term Care?

debate_perception

A Third Think They Will

Source: Long-Term Care Over an Uncertain Future (2006)

Two-Thirds Actually Will

It’s Time for a Senior Care Reality Check

Laura Mitchell

“Don’t wait until the crisis happens before putting on the seatbelt. Be proactive and enjoy the ride!”

Dr. Bill Thomas

“People who are not prepared get care that is chosen by someone else.”

Kathy Birkett

“The greatest consequence of not being fully prepared for experiencing a long term care need is becoming unable to live our elder years the way we want.”

Senior Care Includes More Than Nursing Homes

American’s Have More Options Now Than Ever Before

“here the CareCallingNow team offer the American public an opportunity to assist their elderly. Automated calling system – for your peace of mind.

A low cost call checkin for seniors to ensure the elderly are okay”

Projected Care Choices of Those Needing Long Term Care

Source: Long-Term Care Over an Uncertain Future (2006)

But We Must Prepare

Most Care Must Be Paid Out-of-Pocket

Over 72% of those needing long term care must use their own funds – that’s half of everyone in America. Of those that need care and have to pay for it out-of-pocket, average costs are over $25,000 (2015 dollars) over their lifetime.

Medicare Covers Little of the Costs

Medicare is projected to only cover 12% of the nation’s long term care costs

Few Qualify for Medicaid

Medicaid is projected to only cover 30% of the population

Most Haven’t Had Family Discussions

Over 75% of people have not discussed care options with their family

Sources: Long-Term Care Over an Uncertain Future (2006) , National Survey by Age Wave/Harris Interactive (2010)
Via:- http://www.seniorcare.com/featured/
misconception-on-aging/

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